Loans

Need a loan?

Find out how much you can afford by getting preapproved or apply to refinance your existing mortgage.

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Find the best loan option for you:

We offer a variety of loan options to choose from including fixed rate mortgages, adjustable-rate mortgages, and construction loans. Our Relationship Managers can explain each program and help you decide which best meets your needs.

Have additional questions?

A Relationship Manager is always just a call or email away. Please call us at (618) 939-7194 in Illinois or at (314) 904-3268 in Missouri or email us at mortgage@sbw.bank.

Find A Loan Officer

Find a Loan Officer in your area.

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Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

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Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

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Today's Featured Rates

Fixed Rates
30 Year Fixed Rate
Rate	APR
7.500%	7.552%
20 Year Fixed Rate
Rate	APR
7.375%	7.441%
15 Year Fixed Rate
Rate	APR
7.250%	7.332%
Adjustable Rate Mortgage
5 Year Adjustable Rate Mortgage - 30 Year Term
Rate	APR
7.488%	7.979%
Construction
Construction Loan
Rate	APR
7.000%	8.832%
Home Improvement
Rate	APR
8.750%	10.613%

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